Recreational Boat Insurance provides comprehensive protection for private and commercial boats, covering basic and specialised risks such as third party liability, damage to the boat, fire, theft, bad weather, grounding, collision and towage. Expandable for equipment, machinery, personal effects and passenger accidents, the program is fully adapted to the type, use and value of the vessel, ensuring safe and seamless navigation. With flexible coverages and immediate support in case of damage, insurance helps maintain the value of the vessel, reduce unforeseen expenses and ensure a smooth and safe experience at sea. Maxima Insurance offers independent comparison of plans, expert guidance on choosing the right coverages and full support in the claims process, ensuring a high level of protection and service for every boat owner or operator.

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Frequently Asked Questions

Find answers to key questions about the plan and get information before you choose the coverage that’s right for you.

No. The existence of a valid seafarer’s licence (HSNP) is a basic condition for coverage. Driving by an unauthorised person or without a licence will invalidate compensation.

Each contract defines geographical limits. Greek waters + Mediterranean is common. For voyages outside the boundaries (e.g. Atlantic) a special geographical extension is required at extra cost.

Standard boat insurance does not cover mechanical damage due to wear and tear or poor maintenance. There are specialised machinery breakdown protections as additional cover.

Yes. Civil liability for bodily injury to passengers and damage to third party vessels is covered.