Professional Liability Insurance is a fundamental protection mechanism for any business that provides services. It covers financial claims of third parties that may arise from error, omission or negligence in the exercise of professional activity, providing essential financial security and peace of mind.
The insurance plan includes indemnities and legal defence costs, and can be fully customised to the needs of the business through optional coverages such as cyber liability, document loss and partner liability. This ensures comprehensive protection based on the actual risk profile.
With a simple assessment process and immediate activation, insurance helps ensure business continuity, reduce operational risks and enhance reliability towards customers and partners.
Through Maxima Insurance, you have access to independent comparison of insurance solutions, expert advice and full support in claims management so that your business can operate with confidence and stability.
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Frequently Asked Questions
Find answers to key questions about the plan and get information before you choose the coverage that’s right for you.
Errors and omissions in the performance of professional duties, financial losses of third parties (clients) caused by negligent acts, bodily injury or death of third parties, especially in professions such as doctors or engineers, legal costs and defence costs, even if a charge is unfounded, loss of documents or infringement of intellectual property.
In Greece, insurance is compulsory for certain professions, such as insurance intermediaries, chartered accountants, tour operators, etc. For other professions, such as accountants, lawyers and engineers, although often not universally required by law, it is necessary to participate in competitions or to work with large clients.
General Civil Liability covers damage to the business premises (e.g. if someone slips in your office). Professional Liability relates to the quality and results of the services you provide.
Customers are seeking clarification on exceptions such as: Fraud or intentional wrongdoing, claims relating to incidents prior to the commencement of insurance, fines or criminal penalties imposed by authorities.