Group Insurance is a powerful strategic tool for businesses that invest in the protection, engagement and well-being of their workforce. They provide comprehensive coverage to employees and, where appropriate, their dependents, through health, life, accident and income loss plans designed to meet each company’s needs and budget.
Thanks to the flexibility in the configuration of benefits and the possibility of combining basic and optional coverages, group insurance serves as a substantial competitive advantage. They strengthen the employer brand, improve employee satisfaction and contribute directly to increasing productivity and loyalty.
Through a simple and targeted assessment process, the company acquires an insurance program that supports corporate continuity, reduces the cost of managing health issues and fosters an environment of security and trust.
Maxima Insurance offers independent comparison of insurance solutions, complete transparency in terms, guidance at every stage of implementation and full claims support, so that the company can provide high quality benefits in the most efficient and sustainable way.
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Frequently Asked Questions
Find answers to key questions about the plan and get information before you choose the coverage that’s right for you.
Group insurance is a plan provided by a company to its employees, covering health, life or other benefits. It can be applied to any company, regardless of size or industry
Usually 3-5 people are required for group pension plans, depending on the insurance company. For group health or hospital plans, the minimum usually starts at 5 people or more. There are also special plans for small businesses
In some plans , portability is provided, i.e. the employee can convert his/her coverage into an individual policy without new medical examinations, always in accordance with the terms of the insurance policy.
The sharing of the premium is free and determined by agreement between the employer and the employees. The part paid by the company is considered a business expense and, under certain conditions, is not taxed to the employee.
Yes, many group plans offer the option of including dependents, such as spouse and children, for an additional premium. Coverage is mainly for health and hospital care plans
Group insurance helps attract and retain employees, boosts employee satisfaction and improves the employer branding of the company, offering a strong competitive advantage.