Hospitalization insurance offers comprehensive coverage of hospitalization costs in public and private hospitals, ensuring access to quality health services without financial burdens. With options for double or single rooms, coverage for surgery, diagnostic tests, emergency care and optional benefits such as hospitalization money or supplementary limits, the plan is tailored to the needs of each policyholder and provides immediate support in case of illness or accident.
With clear terms and flexible levels of coverage, insurance helps to safeguard health, reduce unforeseen expenses and increase the sense of security for the insured and their family. Maxima Insurance offers independent plan evaluation, guidance in selecting the right benefits and full support in claims procedures, ensuring a high level of protection and immediate access to the best available health services.
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Frequently Asked Questions
Find answers to key questions about the plan and get information before you choose the coverage that’s right for you.
It is a programme that covers the costs of hospitalisation in private or public hospitals, acting as a cost management mechanism for medical cases.
- Hospitalisation costs (room, food)
- Fees of doctors & surgeons
- In-hospital diagnostic tests
- Surgical interventions
- Medication during hospitalisation
- Not always
- A separate program or extension is required for:
- visits to doctors
- diagnostic tests outside hospitalisation
- Usually excluded are
- In some cases covered after a waiting period or with conditions
The amount charged to the insured before the coverage is activated.
The insurance company pays the hospital directly, reducing your out-of-pocket costs.