Art Insurance offers specialized protection for collections, galleries, museums, private spaces and businesses that own valuable works of art. It covers damage or loss due to fire, theft, vandalism, accident, transportation, natural phenomena and unforeseen events that can affect the value or integrity of works of art. With benefits tailored to the type, value and mode of storage or display, the program provides the necessary protection for objects of high cultural and economic importance.
With specialised risk assessment, discretionary management and access to certified experts, insurance helps to maintain the value of projects and ensure rapid restoration after any damage. Maxima Insurance provides independent comparison of premium plans, advice on storage and transport requirements and full support in claims procedures, ensuring a high level of protection for private collectors, institutions and businesses in the art world.
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Frequently Asked Questions
Find answers to key questions about the plan and get information before you choose the coverage that’s right for you.
It is a specialised cover that protects works of art (paintings, sculptures, collections, etc.) against risks of loss or damage in private or professional premises.
- Accidental damage (accidental damage)
- Theft or burglary
- Fire
- Natural phenomena
- Damage during transport
- Damage during exposure or storage
Usually provided on an “All Risks” basis
- Paintings Paintings
- Sculptures
- Antiques
- Collectibles (e.g. coins, design works)
- Private or corporate collections
- Physical wear & tear
- Poor maintenance
- Material defects
- Fault or gross negligence
- War/terrorism (unless added)