Ασφάλιση Γενικής Αστικής Ευθύνης
Personal Liability Insurance provides financial protection in cases where the insured is held liable for bodily injury or material damage caused to third parties by accident or negligence. It covers incidents in everyday life, such as damage to public places, accidents at home, damage caused by children or pets, as well as incidents related to recreational activities. With flexible combinations of cover and affordable premiums, the plan ensures essential protection and peace of mind for every family. With clear terms and quick activation, insurance helps to reduce financial risks and avoid unwanted charges that may arise from unforeseen events. Maxima Insurance provides an independent comparison of available plans, guidance on the right choice of coverage limits and full support in claims procedures, ensuring that individuals enjoy a high level of protection and reliability in their daily lives.

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Frequently Asked Questions

Find answers to key questions about the plan and get information before you choose the coverage that’s right for you.

It refers to the obligation a person or business has to make good the damage caused to a third party. In Greece, this liability is mainly based on Article 914 of the Civil Code. It covers bodily injury to third parties and property damage to third parties arising from your business activities, your premises.

It depends on how the contract is structured. It usually needs to explicitly state that independent contractor liability coverage is required – otherwise the subcontractor must have its own insurance.

There are risks that require different contracts:

  • Professional Mistakes: If the injury results from poor advice or medical error ( Professional Liability is required).
  • Vehicles: Damage caused by traffic accidents is covered exclusively by car insurance.
  • Defective Products: If the product causes damage after sale ( Product Liability required).

It is a crucial question why insurance only covers people outside your business or family.