Goods in Transit Insurance protects the business from damage or loss that may occur during the transport of goods by any means of road, sea, air or rail. It covers risks such as theft, accident, overturning, fire, damage, mishandling and natural phenomena, ensuring that goods reach their destination safely.
The programme is adapted to the type of goods, their value, the frequency of transport and the needs of the supply chain, offering full transparency and effective risk management. With flexible coverages and immediate activation, it helps to reduce operational losses, enhance reliability towards customers and partners and ensure the uninterrupted operation of the supply chain process.
Maxima Insurance offers independent comparison of specialized programs, guidance in setting limits and terms, as well as full support in claims management, ensuring that the business operates consistently, quickly and with a high level of protection at every stage of the transfer.
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Frequently Asked Questions
Find answers to key questions about the plan and get information before you choose the coverage that’s right for you.
It is a cover that protects the value of goods during their transport (road, sea, air) against the risk of loss or damage.
Depending on the level of coverage:
- Accidental damage (collision, overturning)
- Theft or loss of cargo
- Fire
- Natural phenomena
- Marine hazards (for sea cargo)
Usually based on Institute Cargo Clauses (A, B, C)
- ICC (A): All Risks – wider coverage
- ICC (B): limited coverage of specific risks
- ICC (C): basic coverage (major perils only)
- Bad packaging
- Physical wear/alteration
- Delay (as a cause)
- Fault or gross negligence
- War/strike risks (unless added)
Required:
- Direct declaration of damage
- Damage certificate (survey report)
- Invoices & shipping documents (CMR, B/L, AWB)